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Legacy Planning

Preserve your family’s wealth for future generations with tax-optimised inheritance planning

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Legacy Planning

Protect What You Pass On

Structure Your Estate to Reduce Inheritance Tax in Germany
Use Annual Gifting Allowances to Pass On Wealth Sooner
Remove Withholding Tax From What Your Beneficiaries Receive
Keep Control of Your Assets While You Are Alive
Avoid Probate Delays With a Smooth Transfer to Beneficiaries
Receive Independent, Personalised Advice and Ongoing Support

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Is Your Legacy Protected for Future Generations?

If you live in Germany, what you leave behind can be reduced considerably by inheritance tax, and by the delay and legal cost of settling an estate that spans more than one country. For expats this is rarely straightforward: assets held in different jurisdictions, beneficiaries living abroad, and rules that may not work the way they do at home. Without a plan in place, the wealth you intended for your family can be eroded well before it reaches them.

Our qualified advisers start by building a clear picture of what you own, where it sits, and who you would like it to go to. As expats, our circumstances vary considerably, and that picture is what determines which options are genuinely open to you.

Understand Your Wishes

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Warren Buffett

With your wishes clear, we can put the right structures in place — using gifting allowances, nominating beneficiaries directly, and holding assets in vehicles designed to transfer cleanly. The aim is a plan that reduces the tax due, avoids probate where it can, and leaves you in control for as long as you need to be.

Structure Your Estate

What you leave behind is not what is engraved in stone monuments, but what is woven into the lives of others

Pericles

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Legacy Planning Solutions for Expats in Germany

There is no single product that solves legacy planning. Depending on your circumstances, the right approach may combine lifetime gifting, life assurance written to pay out directly to your beneficiaries, and investment structures that allow wealth to pass on outside the estate. Which of these belongs in your plan depends entirely on your assets, your family, and where they are based. At LeX-Wealth we give independent advice on the options available, so that your estate is structured around your wishes rather than around a product.