A man stands by the sea at sunset with a young girl on his shoulders, both facing the horizon, capturing a serene, family moment.

Junior Saving Plans

Give your children the best possible start in life by saving for their future

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Junior Saving Plans

Support Your Childrens Future

Discover How to Save Effectively for Your Children’s Future in Germany
Set Clear Goals to Provide Long-Term Financial Security for Your Child
Access Expert Guidance and Ongoing Support from Qualified Advisers
Benefit from Independent Financial Advice and Customised Savings Plans
Maximise Growth with Tax-Efficient Savings Plans for Children
Enjoy Personalised, Ongoing Support from a Dedicated Advisor

A smiling family gathers around a table as the young daughter reaches to put a coin in a pink piggy bank, symbolizing saving together.

Why is Saving for Your Children’s Future More Important Than Ever?

Today’s young people face increasing challenges in achieving financial independence, from skyrocketing housing costs to rising education fees. Many are being priced out of the housing market entirely, limiting their ability to build long-term wealth. By saving for your children’s future, you can help them buy their first home or support their higher education, giving them the financial foundation they need to succeed. At LeX-Wealth, we specialise in tailored savings plans designed to secure your children’s financial success and peace of mind.

Our qualified advisors can help you decide what is most important to you when it comes to saving for your children's future. As parents, this will vary depending on your personal life experiences and how you feel you can best support your children financially.

Understand What's Important

Children are the worlds most valuable resource and the best hope for its future

John F. Kennedy

Once you understand what's important to you, we can then help you build a specific financial goal and road map. This is done by determining how much you should be saving monthly to achieve the goal within the time you have left.

Set Specific Goals

We may not be able to prepare the future for our children, but we can at least prepare our children for the future

Franklin D. Roosevelt

A smiling family—parents and a child—examines a floor plan together, lying on the floor among moving boxes, suggesting a new home or renovation plans.

Junior Savings Products: Secure Your Children’s Financial Future

Germany offers a variety of tax-efficient savings solutions designed to help you build a secure financial future for your children. These structures provide access to high-quality ETFs and mutual funds, enabling long-term growth while minimising tax liabilities. Many of these plans also include optional insurance benefits to protect your children against unforeseen circumstances. At LeX-Wealth, we specialise in tailored junior savings products, helping expats in Germany create flexible and effective plans that combine growth, security, and peace of mind.