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Tax-Efficient Savings

Grow your wealth in a more tax-efficient manner by utilising options available for longer-term savers

KEEP MORE OF YOUR MONEY

  • Understand how you can save more efficiently

  • Build a plan to grow your wealth in Germany

  • Gain insight and support from qualified advisers

  • Benefit from independent advice and tailored solutions 

  • Take advantage of tax-efficient savings vehicles

  • Receive ongoing support from your personal adviser

 WHY SAVE MORE EFFICENTLY?

Currently, if you are living in Germany, you are liable for tax on your dividends, interest and capital gains accrued above the annual nil rate band of €1,000 (€2,000 for married couples). If you are building wealth for the medium to long term, it is essential you are utilising vehicles to help you reduce these taxes and save for your future more efficiently.

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UNDERSTAND YOUR NEEDS

Our qualified advisers can help you prioritise your longer term savings goals and determine which options

work best for your specific needs. As expats, our needs will vary and a clear picture is required to find the best possible solutions. 

"If you don't know where you're going, you'll end up some place else" - Yogi Berra

BUILD A TAILORED PLAN

Once you understand your needs, we can then help you build a tailored plan to grow your wealth in a more tax-efficient manner. This could be via a single contribution (lump sum), regular savings, or a combination of both to achieve your goals.

“The Compound Effect is the principle of reaping huge rewards from a series of small, smart choices” - Darren Hardy

TAX-EFFICIENT SAVINGS PRODUCTS

Germany provides a number structures for longer term savers that allow you to invest in quality ETFs and Mutual Funds in a highly tax-efficient manner. Your personal situation will determine which structures work best for your specific needs.

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