Retirement Planning
Build a plan to achieve your retirement goals with one of our pension and savings specialists
BUILD A PLAN FOR YOUR FUTURE
-
Understand what your retirement needs are
​
-
Set achievable goals for your future income​
​
-
Gain insight and support from qualified advisers
​​​
-
Benefit from independent advice and tailored solutions
​
-
Take advantage of tax-efficient structures available
​
-
Receive ongoing support from your personal adviser
WHY PLAN FOR RETIREMENT?
Unfortunately, the German state pension will not provide the level of income that most people will need in retirement. Due to the aging population, the state pension is under a lot of pressure and the benefits people are entitled to will continue to be reduced. To enjoy the standard of living you want in retirement (and at your preferred retirement age), additional savings are required to supplement your state pension benefits.
UNDERSTAND YOUR NEEDS
Our qualified advisers can help you understand the cost of retirement and what shortfall you may have that needs to be bridged between now and when you retire. This is the first stage and is very often an eye opener for many people.
​
If you don't know where you're going, you'll end up some place else - Yogi Berra
SET SPECIFIC GOALS
Once you understand your needs, we can then help you build a realistic and achievable retirement goal. This is done by determining how much you should be saving on a monthly basis and how much your existing assets need to grow by.
​
You can't manage what you don't measure - Peter F. Drucker
TAX-EFFICIENT SAVINGS PRODUCTS
Germany provides a number structures for longer term savers that allow you to invest in quality ETFs and Mutual Funds in a highly tax-efficient manner. Your personal situation will determine which structures work best for your specific needs.
